Oh yeah? Think again!
We might want to remember this final week of February 2015, when the movement, to erase 1.16 trillion dollars in student debt, started to gather steam and roll downhill. How? By the concerted, collective decision of the first 15 who “owe” this debt which, unlike any other kind of debt, cannot be forgiven through bankruptcy. (There may be exceptions. See this, for a list of possible options when the debt becomes too onerous to repay.)
Collective bargaining can happen along economic lines when debtors join together.