Heidi Schwermer: moneyless, carefree, and connected

I posted about this debt-free, care-free, caring woman who is intensely rich in experiences back in 2013, and at that time she was also 69, and the headlines said “16 years”. Now it’s “15 years.” Go figure! Does her intentionally moneyless life move linear time backwards? Or is it the same story, recycled? Whatever! It bears repeating. And reminds me of Daniel Suelo, who lives “for free” in caves in southern Utah. I posted on him too. Moving towards the moneyless life via the gift economy here too, as far as possible while still living in suburban America and converting my standard ranch house plus the one next door and the GANG garden into a fun and meaningful, community-based, continuously evolving, urban farmstead template for the future.

Heidemarie-SchwermerHappy 69 Year Old Lady Has Not Used Money For 15 Years

July 18, 2014


Heidemarie Schwermer, a 69-year-old woman from Germany, gave up using money 15 years ago and says she’s been much happier ever since.

Heidemarie’s incredible story began 22 years ago, when she, a middle-aged secondary school teacher emerging from a difficult marriage, took her two children and moved to the city of Dortmund, in Germany’s Ruhr area. One of the first things she noticed was the large number of homeless people, and this shocked her so much that she decided to actually do something about it. She had always believed the homeless didn’t need actual money to be accepted back into society, only a chance to empower themselves by making themselves useful, so she opened a Tauschring (swap shop), called “Gib und Nimm” (Give and Take).

Her small venture was a place where anyone could trade stuff and skills for other things and skills they needed, without a single coin or banknote changing hands. Old clothes could be traded in return for kitchen appliances, and car service rendered in return for plumbing services, and so on. The idea didn’t really attract many of Dortmund’s homeless, because, as some of them told her to her face, they didn’t feel an educated middle-class woman could relate to their situation. Instead, her small shop was assaulted by many of the city’s unemployed and retired folk eager to trade their skills and old stuff for something they needed. Heidemarie Schwermer’s Tauschring eventually became somewhat of a phenomenon in Dortmund and even prompted its creator to ask herself some questions about the life she was living.

She started to realize she was living with a lot of stuff she didn’t really need and initially decided not to buy anything else without giving something away. Then she realized how unhappy she was with her work and made the connection between this feeling and the physical symptoms (backache and constant illness) she was feeling, so she decided to take up other jobs. She began washing dishes for 10 Deutchmarks an hour, and despite many were telling her things like “You went to university, you studied to do this?”, she felt good about herself, and didn’t feel like she should be valued more because of her studies than someone working in a kitchen. By 1995, the Tauschring had changed her life so much that she was spending virtually nothing, as everything she needed seemed to find its way into her life.

So in 1996. she took the biggest decision of her life: to live without money. Her children had moved out so she sold the apartment in Dortmund and decided to live nomadically, trading things and services for everything she needed. It was supposed to be a 12-month experiment, but found herself loving it so much that she just couldn’t give it up. 15 years later, she still lives according to the principles of Gib und Nimm, doing various chores for accommodation in the houses of various members of the Tauschring, and loving every minute of it. Schwermer has written two books about her experience of living without money and asked her publisher to give the money to charity so it can make many people happy instead of just one. She’s just happy being healthier and better off than ever before.

All of her belongings fit into a single-back suitcase and a rucksack, she has emergency savings of €200 and any other money she comes across, she gives away. Heidemarie doesn’t even have health insurance as she didn’t want to be accused of stealing from the state, and says she relies on the power of self-healing whenever she gets a little sick.

Living Without Money – Trailer

About Ann Kreilkamp

PhD Philosophy, 1972. Rogue philosopher ever since.
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2 Responses to Heidi Schwermer: moneyless, carefree, and connected

  1. Ausgezeichnet! Brilliant! But this is metaphor and not a general model.

    Frau Schwermer does this as a complete lifestyle, complete with a network she herself built up for the sake of many others and for herself over the years. Good for her and good for Dortmund.

    But as the television cliche has it — don’t try this at home: I myself lived without funds for a year — and never begged, and never borrowed (so not quite on the principle of the Tauschring rather on the more austere principle of simply doing without): it was hard to live without money or other resouces, including a roof, then (1974) it is harder now.

    • And yet, isn’t her life a demonstration of the security felt when one lives in community? As a result of her own consistent actions over time, she carries enormous social capital with her, wherever she goes.

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